Thank you for visiting my website. My goal is to use my expertise as an experienced, licensed, mortgage broker and CPA to help you acquire the house and financing you desire. I help you to take advantage of current rates, fees, and tax deductions. There are many aspects to obtaining a real estate loan - many of which can be very confusing. My job is to simplify the details, set you up with the best program, while making the process go as smoothly as possible, so that the loan closes, on time. My business is 99% referral-based, which means my clients report they are delighted with the results of their loan experience, and refer to me their friends and family. See also: Myths Concerning Real Estate Financing For Pre-Qualification or Consultation, call (360) 676-9600 or 1-866-733-9600

Northern Pacific Mortgage specializes in:

• Obtaining the best loans out of a wide pool of wholesale banks and lenders, for the client, at no extra charge.
• Ensure the loans are "locked" on a timely basis, to avoid having to pay higher interest rates.
• Obtaining successful financing, so that the client (you) does not risk losing a house due to last minute loss of financing (a common occurrence).
• Obtaining the best program for the client, which takes advantage of: tax benefits, and the best interest rates for the client.
• Free credit evaluation in order to optimize best future credit scores.

Advantages of Owning Your Own Home:

• Personal pride of owning your own home
• Great tax deductions for land taxes, insurance, and mortgage interest
• Excellent investment for the future and retirement
• Your hard-earned money contributes toward an appreciating asset, rather than being wasted on rent